The length of time does it decide to try switch your bank account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

How do you switch my account to Card One cash?

Switching your bank account to Card One cash has not been easier utilizing the Account Switch that is current provider. We could switch your Direct Debits, standing requests and wages/benefits. So that you can switch your account give us a call on 0871 811 1881 (Calls price 11p per moment, along with your phone organization’s access charge) and now we will switch this over the telephone.

Does every thing to my old account get switched to my new account?

No, payments that are recurring also called constant re re payment authorities aren’t an element of the guarantee. They are put up with your debit card details, instead of your account quantity and kind rule, and generally are usually employed for telecoms bills, gym membership and cash advance repayments. If you change to a Card One cash account, you will need to allow the ongoing organizations worried understand your card details.

What are the results to any debit card deals that i’ve expected my old bank to cease?

The Account that is current Switch must not interfere with this particular procedure and any debit card deals which you have actually expected your bank to prevent should stay therefore after your switch.

If you are perhaps not really a bank, what exactly are you?

We have been an Authorised Payment Institution (API), running beneath the Payment Services Regulations authorised and managed by the FCA. The main disimilarity between an API and a bank is the fact that we have been perhaps perhaps not certified to utilize the client’s money for just about any function such as for instance financing. There are more key differences when considering a Bank as well as an API, such as for instance different “Conduct of Business” and capital adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your cash is certainly not protected by the FSCS. But, Card one cash holds hardly any money in your account in an account that is safeguarded our plumped for banking provider (Barclays Bank plc, nationwide Westminster Bank plc or perhaps the Bank of England). Hardly any money on your own card is held in a safeguarded account held by the card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re re Payments Ltd certainly are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ spot, 68 Upper Thames St, London, EC4V 3BJ.

We have a bad credit rating; could I still obtain an account that is current?

Yes, you are able to. You will get a card one money account, no matter your credit rating. We do not make any credit checks*, we are able to help you produce a start that is fresh.

Can I apply online?

Yes, you can easily. Just click here to perform our application that is online kind. When you have any issues, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, along with your phone business’s access cost.) and another of our advisors will show you through the method.

Could I get my salary/wages paid into my account straight?

Yes you can easily. To obtain your salary/wages compensated into the account you frequently only have actually to produce your manager together with your kind code and account number. Instead, you’ll finish a wage hand and mandate to your manager. Please contact Customer Services that will have the ability to organize to deliver a mandate off for your requirements.