Key Features

Costs & Interest

General Terms:

Candidates must make an application for the Card and must consent to a credit check. Reports must certanly be in Good Standing so that you can get Money-Back Rewards. Start to see the Tangerine Money-Back Rewards Program Terms & Conditions for complete details.

Transfers of balance are treated as payday loans and interest relates through the deal date that seems in your statement that is monthly to date you repay the total amount in complete. There’s absolutely no interest-free elegance duration on payday loans or transfers of balance.

Annual rates of interest: The interest that is annual on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).

Other costs and prices: These costs are charged regarding the time the transaction occurs (unless otherwise indicated): advance loan: $3.50 within Canada, $5 away from Canada; Balance Transfer: 3% or the least $5 (unless reduced or waived) associated with the quantity transmitted if it is published for your requirements. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit fee per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There isn’t any cost for the reprint of the present statement that is monthly. Forex Conversion: As soon as the transformed transaction quantity gets posted for your requirements, we are going to add a currency that is foreign cost of 2.50% into the transformed transaction quantity.

See your data Box within the application for complete details or check out Tangerine.ca/CreditCardLegal. Prices and charges are susceptible to alter.

† Balance Transfer Promotional provide at 1.95per cent for six months (1% stability Transfer Fee)

A Promotional Rate of 1.95percent will affect any and all sorts of Balance Transfers made within 1 month associated with the Account opening, and certainly will stay in impact for 6 declaration durations through the date the very last balance that is such ended up being published to your Account (the “Promotional price Period”). To make the most of this Promotional Offer, the Balance must be completed by you Transfer request within thirty days of Account approval. You need to additionally stimulate your Card within 45 times of Account approval for the required stability Transfer become prepared, or perhaps the total amount Transfer will likely Arkansas title loans be immediately terminated. Transfers of balance are treated as payday loans in your Card plus don’t have a grace period that is interest-free. Transfers of balance may well not meet or exceed the available credit on the Account. The Balance Transfer transaction will not be processed if the Balance Transfer exceeds the available credit. A 1% stability Transfer Fee would be charged for each Balance Transfer quantity and you will be straight away charged to your bank card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue regarding the Balance Transfer Fee, nonetheless it is roofed into the Minimum Payment quantity on the month-to-month declaration. You have to continue steadily to make all your monthly minimal re Payments because of the Payment Due Dates shown in your month-to-month statements. In the event that you continue to have an amount owing from your own stability Transfer once the Promotional speed Period finishes, the bucks Advance interest of 19.95percent will connect with that quantity. You need to continue steadily to result in the minimal re Payments in your Account, whether or not the total amount Transfer happens to be prepared for your requirements. Transfers of balance may possibly not be utilized to move cash to or from another Tangerine Account. Look at Tangerine Credit Card Cardholder Agreement to find out more about how exactly we apply re re payments for your requirements.

Payday loans (including transfers of balance) usually do not make Tangerine Money-Back Rewards. Begin to see the stipulations for the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other things that usually do not make Tangerine Money-Back Rewards.

1 insurance plan is underwritten by American Bankers insurance carrier of Florida information on the protection, including definitions, advantages, restrictions, and exclusions have been in the certification of Insurance supplied with the Card. Browse the certification of Insurance then ensure that it it is in a place that is safe your other valuable papers.

Some of these provides could be changed or terminated at any right time with no warning.

Mastercard is just a trademark that is registered together with sectors design is just a trademark of Mastercard Overseas Incorporated.

Tangerine is just a authorized trademark associated with Bank of Nova Scotia, utilized under licence.

Ahead Banking is just a authorized trademark of tangerine Bank.